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The Bottom Line on Consolidating Debt Into Your Mortgage

As Credit Counsellors, we’re often asked, can you consolidate debt into a mortgage? The thought is that in doing so, you will reduce the overall interest you have to pay on your individual debts (because the mortgage rate should be

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Car Repossession: How it Works & Impact on Credit

For many, having a car is a necessity–not a luxury–especially if you rely on your vehicle to get you to work. But having a vehicle isn’t cheap. When you factor in the car payments, insurance, gas, repairs and regular maintenance, it's


How to Save Money on Auto Repairs

Car repairs can be COSTLY. From a new transmission to simple repairs that just add up over time, owning a car costs money. Here are a few tips that might help you save when it comes to car repairs. Get more than one estimate. Once you’ve